Ziraat Bankası 2011 Faaliyet Raporu

ANNUAL REPORT 2011

Main Page Türkçe Directory

INTRODUCTION MANAGEMENT AND CORPORATE GOVERNANCE PRACTICES
FINANCIAL INFORMATION AND RISK MANAGEMENT
ANNUAL REPORT (PDF)

Introduction

The First Step Together, to a Better Future

Our Vision-Our Mission

Corporate Profile

Financial Indicators

Highlights from Ziraat Bank's History

Chairman's Message

General Manager's Message

Macroeconomic and Sectoral Outlook

An Assessment of 2011: Strategies, Developments and Targets for the Future

Social Responsibility at Ziraat Bank

Ziraat Bank's Subsidiaries in 2011

Ziraat Bank's Shareholding Structure

Amendments to the Articles of Incorporation During the Reporting Period

Report on Compliance of Annual Report

Management and Corporate Governance Practices

Ziraat Bank Board of Directors

Ziraat Bank Senior Management

Board of Directors Report

Human Resources Practices

Information on the Activities of the Committees

Attendance by the Members of the Board of Directors and of the Audit Committee in the Meetings Held During the Reporting Period

Related Party Transactions

Activities for Which Support Services are Outsourced in Accordance with the "Regulation Concerning the Outsourcing of Support Services by Banks and the Authorization of Organizations Providing Such Services" and the Persons and Organizations from Which they are Obtained

Financial Information and Risk Management

Statutory Auditors Report

Audit Committee's Assessment of the Operation of the Internal Audit, Internal Control, and Risk Management Systems

Independent Auditor's Report; Unconsolidated Financial Statements and Notes for the Period January 1- December 31, 2011

Ziraat Bank's Financial Standing, Profitability and Solvency

Risk Management Policies Adhered to According to Types of Risk

31 December 2007 – 31 December 2011 Summary Balance Sheet and Income Statement

Independent Auditor's Report; Consolidated Financial Statements and Notes for the Period January 1 - December 31, 2011

Credit Ratings

Credit ratings assigned to the Bank as of 31 December 2011 are presented below:

Rating Agency	Type	Rating	Date
Fitch	Foreign Currency Counterparty Long-Term/Short-Term	BB+ / B	11 December 2009 (upgraded)
	Local Currency Counterparty Long-Term/Short-Term	BB+ / B	11 December 2009 (upgraded)
	Outlook	Stable	28 November 2011
	Individual	C/D	30 January 2007 (upgraded)
	National Long-Term	AA+ (TUR) (stable)	14 December 2007 (upgraded)
	Support Rating	3 / BB+	11 December 2009 (upgraded)
	Financial Viability Rating	bb+	20 July 2011

Moody’s	Foreign Currency Deposits	Ba3 / NP	8 January 2010 (upgraded)
	Outlook	Positive	7 October 2010 (upgraded)
	Local Currency Deposits	Baa3/P-3	9 November 2009
	Outlook	Stable	24 April 2007
	Financial Strength	D+	26 August 2008 (upgraded)
	Outlook	Stable	26 August 2008

JCR Eurasia	Foreign Currency Long-Term / Short-Term	BB+ / B	3 February 2010 (upgraded)
	Local Currency Long-Term / Short-Term	BBB- / A-3	6 June 2009 (new rating)
	Outlook Long-Term / Short-Term	Stable / Stable	3 February 2010
	National Local Rating Long-Term / Short-Term	AAA (Trk) / A-1+ (Trk)	6 June 2009 (new rating)
	Outlook	Stable	6 June 2009 (new rating)
	Sponsored Support	2	6 June 2009 (new rating)
	Stand-alone	AB	6 June 2009 (new rating)