MUHARREM KARSLI
Chairman
Muharrem Karslı graduated from İstanbul University (Faculty of Economics, Department of Business Administration and Finance) in 1959, where he later completed a master’s degree in money and banking. As he worked as an assistant inspector and inspector at İşbank from 1965 until 1974, he also pursued one-year research studies in banking in the UK and France. Based on his research studies, he introduced ATM devices to Turkey for the first time in 1972. In 1974, he set up the Securities Department at the same bank, a first in the Turkish banking industry, and continued to lead this process for 11 years until 1985. In 1985, he assumed the duty of establishing Istanbul Stock Exchange and served as its chairman for 5 years. He subsequently established his own brokerage firm, which he transferred 10 years later in 2001. On November 3^rd, 2002, he was elected as a member of the Parliament representing Istanbul during the 22nd government of the republic. During his employment at İşbank, he served as a board member with Tofaş Türk Otomobil Fabrikaları A.Ş., the bank’s subsidiary, for 5 years and for Dışbank A.Ş. (Fortis Bank) for 1 ½ years, and as a statutory auditor for T. Şişe ve Cam Fabrikaları A.Ş. and Takasbank. During his term of office as a member of Parliament, he served as a member on the Turkey-EU Joint Parliamentary Commission for 2 ½ years and on the NATO Parliamentary Assembly for 2 ½ years. Mr. Karslı has been serving as the Chairman of the Bank since May 2010. His published work includes a book entitled “Sermaye Piyasası Borsa Menkul Kıymetler” (Capital Markets, Stock Exchange and Securities), which is used as a textbook at universities.

MEHMET MUMCUOĞLU
Deputy Chairman
Mehmet Mumcuoğlu graduated from İstanbul University (Faculty of Business Administration) in 1974 after which he served in various positions such as bank inspector, assistant branch manager, head of the Board of Inspectors, and personnel manager at Akbank and Dışbank and as a manager and consultant in a number of private-sector concerns. He became a member of the Board of Directors in 2003 and has been deputy chairman since 2005.

HÜSEYİN AYDIN
General Manager and Member of the Board
Hüseyin Aydın graduated from the Ankara Academy of Economics and Commercial Sciences (Faculty of Economics) in 1981. He began his career as an Assistant Inspector at Ziraat Bank and served as a director in various departments at Ziraat Bank until March 27^th, 2003. After working as an Executive Board member at Halkbank, as a Board member at Pamukbank and as Deputy Chairman at Ziraat Bank, Mr. Aydın worked as the General Manager and Board member at Halkbank between May 31^st, 2005 and July 14^th, 2011. Having joined Ziraat Bank as the General Manager on July 15^th, 2011, Mr. Aydın also serves as the Chairman of the Banks Association of Turkey.

OĞUZ KAYHAN
Member of the Board
Audit Committee Member
Oğuz Kayhan graduated from Ankara University (Faculty of Political Sciences, Department of Economics) in 1986. Having completed an MBA degree in Accounting-Finance at Gazi University, Mr. Kayhan is continuing PhD studies at Ankara University (Department of Business Administration, Faculty of Political Sciences). He began his career in 1987 as an assistant certified bank auditor for the Undersecretariat of Treasury. Mr. Kayhan served as an assistant vice president of the Board of Certified Bank Auditors between 1998-2001, during which time he served as deputy president for a period of nine months. From February 2001 to November 2006 he headed a number of offices at the Banking Regulation and Supervision Agency. He was promoted to the position of a senior certified bank auditor in November 2006. Oğuz Kayhan has held a seat on the Ziraat Bank Board of Directors as a Member of the Bank’s Audit Committee since June 2007.

HİKMET AYDIN SİMİT
Member of the Board
Hikmet Aydın Simit graduated from Ankara University (Faculty of Political Sciences, Department of Business Administration). After undertaking a variety of duties in privately-owned banks, he joined the Ziraat Bank Board of Directors as a Member of the Board in June 2007.

Dr. ÜMRAN DEMİRÖRS
Member of the Board
Ümran Demirörs graduated from Bursa Academy of Economics and Commercial Sciences (Department of Economics) in 1976. He completed an MA in economics in 1981 and a PhD in the same discipline in 1988 from New York University (Faculty of Economics). He worked as a research associate at the Institute for Economic Analysis of NYU from 1981 to 1982. Between 1983 and 1988, he worked for Project LINK as an economic consultant at the Department of International Economic and Social Affairs of the United Nations in New York, while between 1988 and 1989, he worked as an economist at the International Finance Department of the Federal Reserve Bank of New York, before working as a senior economic and financial consultant at the International Management Consultant and Advisory (IMCA) Group between 1989 and 1992. He then went on to head the Research and Strategy Department of Vestcor Partners Group Asset Management and Investment Bank between 1992 and 1994, before serving as the head of Investment Committee of Renaissance Fund between 1994 and 1995. From 1996 to 2002, he headed the Investments Committee of the Global Bond Department of the Franklin Templeton Investment Company, and between 2002 and 2008, he worked as the founding and managing partner of Gables Investment Management, a boutique hedge fund and investment advisory firm. Dr. Demirörs has been serving as a chief advisor to the Prime Minister of the Republic of Turkey since December 13^th, 2007 and as a member of Ziraat Bank Board of Directors since April 2008.

HALİL ÇELİK
Member of the Board
Audit Committee Member
Halil Çelik graduated from the Eskişehir Academy of Economics and Commercial Sciences (Faculty of Economics) in 1980. He began his career in 1982 at Ziraat Bank as an assistant inspector and served as an inspector, chief inspector and regional director at Ziraat Bank until August 1^st, 2002. He worked at İller Bank as an inspector between August 2nd, 2002 and July 27^th, 2003. Mr. Çelik continued his career as a Deputy General Manager responsible for various departments at Halkbank between July 28^th, 2003 and May 23^rd, 2010. He joined Ziraat Bank as a Member of the Board and Audit Committee Member on May 24^th, 2010.

MUSTAFA ÇETİN
Member of the Board
Mustafa Çetin graduated from Ankara University (Faculty of Law) in 1974. He served as a Governor and Mayor in the Hadim, Akçakale and Pasinler districts between 1979 and 1985. He then went on to work as a Chief Civil Inspector, Vice Chairman of the Board of Inspectors, Minister’s Advisor and General Secretary at the Ministry of Internal Affairs between 1985 and 1996. He worked as the Governor of Gümüşhane between 1996 and 1999, as a Chairman of the Committee of Research, Planning and Coordination at the Ministry of Internal Affairs from 1999 to 2000, a Central Governor from 2000 to 2002, and Prime Ministry Deputy Undersecretary from 2002 to 2007. While he was serving as the Prime Ministry Deputy Undersecretary, he was a member of the General Assembly of the Press and Publication Agency and a member of the board of Anadolu Agency. He also served as a member of parliament representing the province of Uşak between 2007 and 2011. Mr. Mustafa Çetin has been serving as a member of the board of Ziraat Bank since July 2011.

ABDULLAH YALÇIN
Statutory Auditor
Abdullah Yalçın graduated from the Ankara Academy of Economics and Commercial Sciences in 1977. His career began in 1975 at Etibank in its headquarters at the department of accounting and financial affairs. He later served at the Central Bank of the Republic of Turkey, and assumed a number of positions at VakıfBank such as bank inspector, manager, and branch manager. After leaving VakıfBank, he worked as a manager in the private sector for a time. Mr. Yalçın has been a statutory auditor at Ziraat Bank since 2003.

MAHMUT GÜRSES
Statutory Auditor
Mahmut Gürses graduated from Ankara University (Faculty of Political Sciences) in 1986. He began his career at the Board of Inspectors of the Ministry of Finance as a financial inspector. He completed an MBA at Exeter University in the UK between 1995-1996. Following his return to Turkey, he completed a stint as the Vice President of the MASAK (Financial Crimes Investigation Board), a unit founded under the Ministry of Finance. He joined the Board of Inspectors in 2000 as the Vice President, but then resigned his duty and joined the private sector. Mr. Gürses has been working as a certified public accountant since 2001 and as a statutory auditor at Ziraat Bank since May 2010.