Ziraat Bankası 2011 Faaliyet Raporu

Introduction

Management and Corporate Governance Practices

Information on the Activities of the Committees

Attendance by the Members of the Board of Directors and of the Audit Committee in the Meetings Held During the Reporting Period

Related Party Transactions

Activities for Which Support Services are Outsourced in Accordance with the "Regulation Concerning the Outsourcing of Support Services by Banks and the Authorization of Organizations Providing Such Services" and the Persons and Organizations from Which they are Obtained

Financial Information and Risk Management

Statutory Auditors Report

Audit Committee's Assessment of the Operation of the Internal Audit, Internal Control, and Risk Management Systems

Independent Auditor's Report; Unconsolidated Financial Statements and Notes for the Period January 1- December 31, 2011

Ziraat Bank's Financial Standing, Profitability and Solvency

Ratios

Risk Management Policies Adhered to According to Types of Risk

31 December 2007 – 31 December 2011 Summary Balance Sheet and Income Statement

Credit Ratings

Independent Auditor's Report; Consolidated Financial Statements and Notes for the Period January 1 - December 31, 2011

Corporate Profile

Ziraat Bank, Turkey's strongest and most deeply rooted bank, entered operation in 1863.

As the cornerstone of the Turkish banking sector, Ziraat Bank has been the driving force of economic development in various phases of the national history; while uninterruptedly providing resources to merchants, entrepreneurs and individuals, it has also delivered banking products and services throughout Turkey.

With its extensive product and service diversity, unrivalled knowledge and experience, synergic organization with its subsidiaries, superior human resources and robust financial structure, Ziraat Bank is in a unique and selective position in its sector.

Ziraat Bank provides uninterrupted and superior services to its customers in the corporate, commercial, agricultural and retail banking segments with:

• 1,434 branches nationwide,
• 3,820 ATMs,
• 52 Video Teller Machines,
• A widely used internet branch,
• The Ziraat Mobile Phone branch,
• Call center, and
• 24,374 employees

Ziraat Bank is committed to supporting the real sector and to contribute to the national development with its wide branch network, effective delivery channels and experienced personnel, and by working in line with the principles of profitability and productivity.